If you have a credit card, it may actually be a good thing when you decide to go get other debts. If you’ve had it awhile and have made the payments on time, this will actually help your chances of getting a car loan or home loan. See More  

There are some new mortgage lenders in town and they aren’t your local banks. Citing reasons such as high risks and low profitability, many banks have stopped giving out mortgages. These days, if you want to find a great mortgage company, you should take a look at online options. They offer better rates, are more […]

It’s important to keep up to date with your credit score, but it isn’t all that easy. There are companies out there that will make you believe you need to pay, when in fact it’s free. Quizzle.com offers a credit check once every 6 months and is based on your Equifax credit report. They also […]

If you are a recent college grad trying to get on your feet, it’s important to keep your credit in mind. This is actually a great time in your life to start building good credit history. It’s understandable if you’re leery about taking out more debt, but if done strategically you will be able to […]

In part one of “How to Build Credit When You’re Just Starting Out”, you could see how getting a cosigner or becoming an authorized user will help you to establish favorable credit history.  In part two, you’ll see how techniques such as diversifying debt will help to really improve your credit report. #1 – Diversify […]

What’s in your wallet? WIth all the versions of Capital One cards out there, there’s a good chance that you have a Capital One card. They’ve got cards for people at many levels ranking from newbies to seasoned card holders. They’ve got: Capital One® Quicksilver® Cash Rewards Credit Card Capital One® Spark® Cash for Business […]