If you have a credit card, it may actually be a good thing when you decide to go get other debts. If you’ve had it awhile and have made the payments on time, this will actually help your chances of getting a car loan or home loan. See More
It’s important to keep up to date with your credit score, but it isn’t all that easy. There are companies out there that will make you believe you need to pay, when in fact it’s free. Quizzle.com offers a credit check once every 6 months and is based on your Equifax credit report. They also...
If you are a recent college grad trying to get on your feet, it’s important to keep your credit in mind. This is actually a great time in your life to start building good credit history. It’s understandable if you’re leery about taking out more debt, but if done strategically you will be able...
In part one of “How to Build Credit When You’re Just Starting Out”, you could see how getting a cosigner or becoming an authorized user will help you to establish favorable credit history. In part two, you’ll see how techniques such as diversifying debt will help to really improve your credit...
It seems like people only ever talk about improving their credit scores, but is there a way to actually obtain that elusive perfect credit score and then keep it? While it doesn’t necessarily matter, because there’s really no difference or advantage to having an 800 rather than an...
If you have recurring monthly expenses such as rent and utilities, ask the provider to report your account activity to the credit bureaus. This strategy is rarely used, but it will work. Just be sure your accounts are all in good standing before asking them to report you. Now that you have...
It’s important to keep up to date with your credit score, but it isn’t all that easy. There are companies out there that will make you believe you need to pay, when in fact it’s free. Quizzle.com offers a credit check once every 6 months and is based on your Equifax credit report.They also...
If you are a recent college grad trying to get on your feet, it’s important to keep your credit in mind. This is actually a great time in your life to start building good credit history. It’s understandable if you’re leery about taking out more debt, but if done strategically you will be able...
Techniques such as diversifying debt will help to really improve your credit report. Here are a couple of ways how: #1 – Diversify Debt: Don’t just rely on credit cards to establish your credit history. You will want to diversify the kind of debt you’re carrying with other kinds of loans such...
With the recent abundance of data breaches and identity theft scams, it’s no wonder American consumers are worried about their financial information. For this reason, many are purchasing credit monitoring services to alert them to any suspicious activity on their accounts. But is this service...